WorkShould I claim at 62, my full retirement age, or 70?
The honest answer is that it depends on three things — and only one of them is math.
Next Chapter Today: benefits, money, health, care and work after 55
After a parent falls: what to do in the first minute, and how to prevent the next one
More than one in four adults 65 and older falls each year, according to the CDC. The right response in the first sixty seconds, and three fixes at home this weekend, change what happens next.
Long-Term Care
Medicare does not cover long-term care. Here is what does
Benefits
Medigap or Medicare Advantage?
Two different systems, one decision — and a window that closes quietly at the six-month mark.
Care
Medicare does not cover long-term care. Here is what does
Medicare pays for short-term recovery in a skilled nursing facility and nothing for ongoing help with daily living. Medicaid is the program that does, and more families qualify than expect to.
You may be able to get paid to care for your parent
Most states run Medicaid programs that let the person receiving care hire their own caregiver, and in many states that caregiver can be an adult child. Here is how the programs work and how to find yours.
Work
The local route to work-from-home jobs hiding in your own community
Many "remote" jobs are only open to people who live nearby, which means a much smaller pool of applicants. Here is how to find them with a list of ten employers, a few phone calls and a seven-day plan.
Where to find legitimate remote work after 65, and what each site costs
Seven job sites and platforms worth a look, the price of each, and the exact search phrases that return real part-time listings. Pick two of them, not all seven.